Navigating India’s banking world—whether it’s opening a savings account, taking out a loan, choosing the right credit card, or investing in fixed deposits—can be confusing. At BanksConnect.in, we make it easy. Our goal is to cut through the noise and help you make smart, informed decisions with confidence.
Best Savings Accounts in India: Where Should Your Money Grow?
Your savings account is the heart of your finances. It’s vital to pick one with a competitive interest rate, low minimum balance, minimal fees, and easy accessibility. From stalwarts like SBI and HDFC to newer banks focusing on digital ease, we highlight the best options in India to make your money work harder for you.
Personal Loans: Borrow Smart, Live Stress-Free
Whether it’s medical emergencies, education, or home renovations, personal loans offer quick access to funds. We compare interest rates starting as low as 9.89%, flexible repayment Tenures, and speedy disbursal processes across India’s top lenders to help you find your best fit.
Credit & Debit Cards: Spend Wisely, Earn More
With cards offering cashbacks, rewards, and exclusive travel benefits, choosing the right one can boost your financial health. We break down offerings from top banks like ICICI, HDFC, SBI, and American Express, so you get the perks you deserve without hidden charges.
Fixed Deposit Interest Rates: Top 20 Indian Banks Compared (As on September 1, 2025)
Looking for a safe, steady investment? Fixed Deposits (FDs) remain one of the most popular choices. Let’s check out the FD interest rates offered by the top 20 banks in India for a 1-year tenure — giving you a quick snapshot to pick the best return for your hard-earned money.
| Bank Name | FD Interest Rate (1 Year) | FD Interest Rate (3 Years) | FD Interest Rate (5 Years) |
|---|---|---|---|
| Slice Small Finance Bank | 9.00% | 7.00% | 8.75% |
| Unity Small Finance Bank | 8.60% | 7.00% | 8.15% |
| Suryodaya Small Finance Bank | 8.40% | 7.90% | 8.40% |
| Shivalik Small Finance Bank | 8.30% | 6.00% | 7.50% |
| SBM Bank | 8.05% | 7.50% | 7.30% |
| Bandhan Bank | 7.75% | 7.25% | 5.85% |
| RBL Bank | 7.75% | 7.50% | 7.50% |
| Ujjivan Small Finance Bank | 8.10% | 7.20% | 7.20% |
| Utkarsh Small Finance Bank | 8.00% | 8.50% | 7.75% |
| Equitas Small Finance Bank | 7.90% | 7.75% | 7.25% |
| ICICI Bank | 6.50% | 6.75% | 6.75% |
| HDFC Bank | 6.50% | 6.70% | 6.65% |
| Axis Bank | 6.70% | 7.45% | 7.00% |
| State Bank of India | 6.70% | 6.75% | 6.50% |
| Bank of Baroda | 6.70% | 6.70% | 6.55% |
| Punjab National Bank | 6.70% | 6.70% | 6.50% |
| Indian Overseas Bank | 7.10% | 6.50% | 6.50% |
| Yes Bank | 7.10% | 6.75% | 7.50% |
| DCB Bank | 7.75% | 7.25% | 7.25% |
| Federal Bank | 6.85% | 6.50% | 6.70% |
Rates are as on September 1, 2025, and may vary slightly with tenure and category (Customers with age>60 usually get higher rates). Always check with your bank before investing.
Why Choose BanksConnect.in?
At BanksConnect.in, we believe banking should be clear and accessible. We offer:
- Fresh and Accurate Reviews: We keep our content updated so you get the latest info.
- Simple Comparisons: No jargon, just easy explanations.
- Personalized Guidance: Tips to match your life stage and financial goals.
Ready to unlock the power of your money? Explore our detailed product reviews and comparison tools to make banking choices that truly benefit you. Stay informed, stay empowered with BanksConnect.in!
