Introduction to Missed Call Banking
In today’s fast-paced world, convenience is paramount, and the banking sector has evolved to cater to these demands. One such innovation is Missed Call Banking Services, a simple and efficient way for customers to access their account information and perform basic banking tasks. By simply giving a missed call to their bank’s designated number, customers can check their account balance, receive mini statements, and more. Best of all, this service is completely free of charge! In this blog, we’ll explore what Missed Call Banking is, how it works, its popularity in India, and a comprehensive list of banks offering this service.
What is Missed Call Banking?
Missed Call Banking is a service that allows customers to check their account balance, receive mini statements, request chequebooks, and more by simply dialing a specific missed call number provided by their bank. This service eliminates the need for branch visits, ATM usage, or logging into internet banking, making it highly beneficial for individuals with limited access to smartphones or internet services.
Why Missed Call Banking is Popular in India
Missed Call Banking has gained immense popularity in India due to the following reasons:
Simplicity
No internet or smartphone is required; even basic feature phones can access the service.
Accessibility
Ideal for rural areas with limited internet connectivity, it ensures that banking services are accessible to a broader population.
Cost-Effective
The service is free of charge. Customers only need to give a missed call.
Instant Results
You get an immediate response, allowing you to access your banking information quickly.
How Does Missed Call Banking Work?
Using Missed Call Banking is easy. Here’s the simple process:
Step 1: Register Your Mobile Number
Make sure your mobile number is registered with your bank account.
Step 2: Give a Missed Call
Dial the specific Missed Call Banking number provided by your bank.
Step 3: Receive SMS
After the call disconnects automatically, you’ll receive an SMS containing the requested information, such as your account balance or mini statement.
List of Banks Offering Missed Call Banking Services in India
Here’s a list of major Indian banks and their Missed Call Banking Numbers, along with the services they offer:
1. State Bank of India (SBI)
Missed Call Number: 9223766666
Services Offered:
- Account Balance Inquiry
- Mini Statement (Last 5 transactions) – Missed Call to 9223866666
Registration Process: Send SMS:REG <Account Number>to 9223488888 from your registered mobile number.
2. HDFC Bank
Missed Call Number: 18002703333
Services Offered:
- Account Balance Inquiry
- Mini Statement – Missed Call to 18002703355
Registration Process: Ensure your mobile number is registered with the bank.
3. ICICI Bank
Missed Call Number: 9594612612
Services Offered:
- Account Balance Inquiry
- Mini Statement
Registration Process: Register your mobile number at the bank branch or via internet banking.
4. Punjab National Bank (PNB)
Missed Call Number: 18001802223
Services Offered:
- Account Balance Inquiry
- Mini Statement
Registration Process: Register your mobile number by visiting the nearest branch or using PNB net banking.
5. Axis Bank
Missed Call Number: 18004195959
Services Offered:
- Account Balance Inquiry
- Mini Statement – Missed Call to 18004196969
Registration Process: Your mobile number must be linked to your Axis Bank account.
6. Bank of Baroda (BoB)
Missed Call Number: 8468001111
Services Offered:
- Account Balance Inquiry
- Mini Statement – Missed Call to 8468001122
Registration Process: Send SMS:REG <Account Number>to 8422009988.
7. Kotak Mahindra Bank
Missed Call Number: 18002740110
Services Offered:
- Account Balance Inquiry
- Mini Statement – Missed Call to 18002740120
Registration Process: Ensure your mobile number is registered with the bank.
8. Canara Bank
Missed Call Number: 9015483483
Services Offered:
- Account Balance Inquiry
- Mini Statement
Registration Process: Visit the bank or use Canara Bank’s net banking to register.
9. Union Bank of India
Missed Call Number: 9223008484
Services Offered:
- Account Balance Inquiry
- Mini Statement
Registration Process: Register your mobile number by visiting a Union Bank branch.
10. Yes Bank
Missed Call Number: 9223390909
Services Offered:
- Account Balance Inquiry
- Mini Statement
Registration Process: No additional registration needed if your mobile number is linked to the account.
Benefits of Missed Call Banking
1. Convenience
Access important banking information anytime, anywhere.
2. Time-Saving
No need to visit branches, ATMs, or log in to online banking.
3. Inclusivity
People without smartphones or internet access can still use this service.
4. Free of Cost
The service is completely free, with no hidden charges.
Limitations of Missed Call Banking
Despite its usefulness, there are a few limitations:
1. Limited Services
Only basic services like balance inquiry and mini statements are available.
2. Mobile Network Dependency
A stable mobile network is required to access the service.
3. No Transaction Facility
You cannot make transfers or payments via Missed Call Banking.
Conclusion
Missed Call Banking Services have transformed the way millions of Indians manage their banking needs. This service is a significant step toward financial inclusion, especially for those in rural areas or individuals without internet access. Whether you want to check your balance, request a mini statement, or order a chequebook, Missed Call Banking ensures that all these services are just one call away.
If you haven’t registered for this service yet, consider signing up today. Enjoy the simplicity and convenience of banking without the need for an internet connection!
FAQs
Q1. Is Missed Call Banking free of cost?
Yes, Missed Call Banking is entirely free for customers. You may incur charges if your mobile plan doesn’t include free outgoing calls.
Q2. Can I use Missed Call Banking from any mobile number?
No, your mobile number must be registered with your bank account.
Q3. What happens if I change my mobile number?
You must update your new mobile number with the bank to continue using Missed Call Banking services.
